Preparing for a Life and Health Insurance License Exam

Life and health insurance is a complicated business and before you can write your first policy, you must pass an exam. There is a lot to know when selling life and health insurance. Preparation for the exam is the key to getting your foot in the door of the insurance industry and becoming a high producing agent. Our pre-licensing program will help you meet your goal of getting a life and health insurance license.

Insurance sales are one of the most profitable businesses in the country, outside of financial services. Dedicated insurance agents can see incomes in excess of $100,000 per year. Before you start counting your money, you must get prepared, pass your exam, and you will then be on your way to a new career.

Pre-License Course for Life and Health Insurance

Online learning is a proven method of education that allows you to learn at your own pace, in the comfort of your home. A pre-license life and health insurance license course will prepare you for the exam that is required in your state before you can sell insurance and other related products. Insurance is complicated and has a fail rate of 50 percent, in some states. So, being prepared and understanding insurance will help you become a student that beats the odds and becomes a top producer.

Exam Preparation

Course work is broken down into different areas so that you can take in the material. Pre-licensing course work covers the following topics:

  • Insurance laws and regulations
  • Whole Life vs Term Life Insurance
  • Variable Life Insurance Policies
  • Insurance Contracts and Laws
  • Insurance beneficiaries
  • Insurance underwriting
  • Insurance Policy provisions, options, and riders.
  • Insurance Premiums and proceeds
  • Annuities
  • Retirement Plans
  • Health Insurance contracts and providers
  • Group Health Plans
  • Accidental death and dismemberment and disability insurance
  • Provisions of insurance policies
  • Worker’s Compensation
  • Medicare/Medicaid

As you can see, there are many areas of insurance to learn before taking the exam, but with a great pre-license course and the right attitude you too can pass.

Expand your Career Horizons

The knowledge gained from a life and health insurance pre-license course will give you what you need to pass your state exam and make your way into a profitable, fulfilling career. Once you complete the course, you can sit for the state exam, pass it and find a position with a company. Your knowledge will allow you to help those who need a life or health insurance policy, while giving you the opportunity to fulfill your career goals.

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