When you buy a health insurance plan, it becomes your duty to maintain it properly by paying the premiums on time. While this is severely important, it is equally vital to renew your plan on time. Unless your plan is renewed, you will not have an uninterrupted health cover. If you have a Religare Health Insurance plan, then take a look at this article to know more about the renewal process and why you must treat it with significance.

When to renew Religare health insurance

Every type of insurance plan has a policy period. In health insurance, your policy is usually issued for a period of one, two or three years. So you have to get your plan renewed at the end of one policy period to receive a continuous health cover. The Religare health insurance plans are also available for similar durations. You can buy a cover for a minimum of one year and a maximum of three years. If you opt for the former, you have to renew your plan in a year’s time. You will be given a policy expiration date as soon as you purchase the Religare health insurance plan. Keep this date in mind and get your plan renewed well in advance. Do not wait for the last date as if you miss renewing it for any reason, your health cover will lapse. The same goes for the two and the three year plans respectively.

Does Religare Health Insurance provide lifelong renewability?

Yes, you do get the option of life long renewability with Religare Health Insurance. The company believes in providing health insurance to you till the last day of your life. As a result, you do not have to worry about losing your health cover suddenly after a birthday. You can safely stay protected and insure your health for as long as you live.

Other benefits of Religare Health Insurance

While the lifelong renewal option is highly beneficial, you can choose a Religare Health Insurance plan because of the other advantages it offers too. What are these advantages, you ask? Well, take a look at the following points to get your answer:

• High claim settlement ratio: Religare is a trusted name in the Indian health insurance market. A major reason for this trust comes from the high number of claims the insurer settles. Religare Health Insurance has one of the best claim settlement ratios in the business. This is a massive benefit of buying your health insurance plan from this insurance provider.
• Easy renewal process: Since we are speaking about renewals in this article, let us tell you about how easy it is to renew a Religare health plan. All you have to do is go online, select the renewal option, pay the premium and your cover would be renewed! It actually is that simple. Of course, if you have developed certain health issues in the bygone year, you will have to make the required declarations and may also have to undergo health tests. But the insurance provider takes care of these and you can have your policy renewed in no time.
• Wide selection to choose from: When you decide to buy a Religare health insurance plan, you are not bound to choose only one type of cover. Thankfully, Religare has a wide array of health plans on offer. From regular family floater health plans to maternity covers to critical illness policies, the insurer allows you to choose a health cover that you need. This is another very handy benefit of buying health insurance from Religare.
• Excellent digital presence: In today’s digital world, everyone needs a service provider who is digitally innovative. Religare Health Insurance doesn’t let you down in this department at all. The company has an excellent website and a very modern and useful mobile app. You can use these digital platforms to buy your health plan, pay the premiums, initiate claims and service the policies in ways that you wish. It therefore makes life simpler for you!

The bottom line

Your health insurance cover should be continuous as you never know when your health will fail. Trouble doesn’t come knocking and you do not know when a misfortune can strike. So buy a Religare Health Insurance plan and renew it on time to enjoy a constant protection. Like mentioned above, it is very easy to renew the plan. So keep an eye on that expiration date and renew it on time.